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Driver of Borrowed Vehicle is Requested by Law Enforcement to Provide Evidence of Vehicle Insurance

When a Driver of a Borrowed Vehicle is Requested by Law Enforcement to Provide Evidence of Vehicle Insurance - this blog was written by TicketKick.com, Your Go-To Resource for Beating Traffic Tickets.  

Financial responsibility is required on any vehicle operated or parked on California roadways and it must be provided when demanded by a law enforcement officer. When a driver of a borrowed or loaned vehicle is requested by law enforcement to provide evidence of vehicle insurance does the driver present their own insurance or the insurance of the owner of the vehicle?

According to Allstate.com, auto insurance is designed to follow the car, which means that the coverage you purchased for your vehicle will generally cover the car regardless of who’s driving it. That said, in order to be fully covered by your insurance policy, the person driving your car must have permission (verbal or written) to do so. If they get into an accident while driving your car (and considering they had your permission to drive the car at the time of the accident), your auto insurance will be considered the primary coverage in any accident-related claim that’s made. The driver’s auto insurance coverage will be considered a secondary coverage, and will only activate if damage claims exceed the limits of your policy.  - this blog was written by TicketKick.com, Your Go-To Resource for Beating Traffic Tickets 

To beat your California Red Light, Speeding, Red Light Photo/Camera, Cell Phone, and Other Traffic tickets, call TicketKick.com.  If you don’t win, we don’t win.  It’s as simple as that. Go to www.TicketKick.com or call us at 800-580-1902.

This blog was written to provide information related to traffic tickets in California, is based on opinion only, is not legal advice, and is for informational purposes only.

Posted in Traffic Tickets
Apr 09th, 2013